Phishers with gumption

You have to hand it to those phishers, I just got an phishing message purporting to be from the IRS offering me a refund of $109.30. I was really curious what the site looked like so I clicked the link (in a safe browser, don’t fret.) I got a form asking me for all my debit/credit card information and my social security number.

Of course you would have to be nuts to hand over that kind of information, but someone must be otherwise schemes like this would die off quickly.